Auto insurance listed driver question?

Auto insurance listed driver question?

My question is as follows: What is the difference between me allowing someone to drive my car and me having someone listed as a second driver on my insurance policy when it comes to an accident. What are the differnces in the two situations at the time of an accident claim being filed? I know if the person I let drive my car had no fault in the accident, my rate wouldn't go up if I settle with my own insurance company. But if its the person who is driving my car's fault, are my insurance premiums affected? If yes, then what is the difference in not having the person listed at all and still making a claim through my own insurance. I ask because I am thinking of putting my girlfriend who drivers my car sometimes listed as a driver on the policy. Would this protect me or my premiums in anyway in case of an accident compared to not having her listed at all?

 

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I have 3,000 and I'm looking for a manual car that's somewhat fast I don't want a super slow car and I know I can't find a super fast one either but something kinda fast in the price range and not a but load for insurance

 

 

Car insurance claim against me?

Hi, I have received a letter from my insurance company stating that i have had an insurance claim against me, and i asked them for more detail, the time and date. They gave me the place and date, and i was there at the time of the incident, but i did not hit the car that they stated. I was parked (front of car) against a metal barrier, spaces either side of me, but someone went and parked behind me. i got my friend out the car to guide me back as i did (sort of a 3 point turn) to get out sideways. I did not hit the car. Someone was approx 50-75 feet away and they must have taken the reg plate. There was noone else around at the time, otherwise i would have asked them to move their car. Please help!!!!!!!

 

 

Life Insurance - Can I insure my mom?

I am 34 years old. My mom is in her late 60's and in good health. Can I get a life insurance policy on her and collect on it when she passes? I can't imagine this being so - how could insurance companies stay in business if it were this easy? The monthly rates that I'm seeing seem to good to be true - I'd be stupid to not do it. I'm thinking I must be missing something. Is life insurance only for accidental death? Thank you.

 

 

What is the average cost to own a car in the UK?

If you went for the cheapest car for Insurance, gas mileage, ETC. What is the average cost a month to own a car in England?

 

 

Would you ever commit insurance fraud?

Would you ever commit insurance fraud?

 

 

Is Progressive Auto Insurance legit?

got a quote and it was so cheap!! is it legit?? anyone have progressive for there insure?? is it really that cheap??? its like 1/2 than wat i pay now!!

 

 

How much would car insurance cost on a 2011 Audi A5 Coupe?

For a business math project we have to find out how much it would cost a month to insure a car of our choice.

 

 

What does hurricane insurance cost?

I'm relocating to the greater houston area and am planning on buying a home in harris or galveston counties. I wanted to get a ballpark idea of what hurricane insurance would run on a 200k home with perhaps 45k of contents.

 

 

Car insurance confusion?

Ok, I'm 17 and I just moved to Florida with my 18-year-old boyfriend. He just got his license suspended so in a few days I'm going to get my first license here in Florida because I have a job to get to. (I've had my NC learner's permit for over a year) My question is basically, what are my options for car insurance? Can I have my own policy or is my only option to be put on his insurance? Please help!

 

 

How much is car insurance for 16 year old male?

How much is car insurance for 16 year old male?

 

 

What are my rights? re: car insurance?

I'm a bit short of money at the moment, so on the 31st January i phoned my car insurance company and asked them to suspend my insurance. They told me the direct debit request for February had been sent on the 29th January, which they couldn't stop, and would be taken from my bank account on the 1st February and i would later bee refunded that amount. Today i received a letter in the post telling me they would hold the payment and use it when i continue the policy or use it towards a cancellation fee if I don't unsuspend the policy. The policy ends in June! The reason i cancelled is because im on benefits and just don't have the money to afford this right now. Anything i can do?

 

 

18 year old and car insurance...help please?

I've been saving up the past 3 years to buy myself a car. I've saved about 18K for a new car, so my price range is from about 18-24K for a car, new or used. Some cars that I'm interested in are: In Order: 1. 2004 BMW 530i 2. 2004 Infiniti G35 3. 2005 Mercedes C230 4. 2004 Acura TL or RSX 5. 2005 BMW 325i My problem isn't whether I can afford the car and the maintenance fees, its the insurance. I would be under my fathers insurance. He's 55, no accidents or tickets, been driving since 16. He would be the primary and I would be the secondary. I go to college, have a 3.8 GPA, work part-time, have been driving since 16, no accidents or tickets, and the car would be parked in a garage. I also wouldn't be driving much, just to and from school (less than 7500 miles a year). How much would basic insurance be? I hate getting online quotes because its time consuming and I hate getting spam emails and phone calls. I'm thinking of buying the car soon, so please help. THANKS!

 

 

Looking for cheap life insurance, any suggestions?

I've heard alot of insurance companies are a rip off. I'm looking for dependable but affordible.

 

 

Why does Obama want my health insurance to cost less?

This is wrong. If I work 2 jobs and I get cancer I should be allowed to go into bankruptcy from the medical bills. That's why I support Ted Cruz and Rick Santorum to actually lead this great nation out of affordable socialist health care and into more defense spending. Our brave patriotic men and women overseas deserve more advanced weaponry.

 

 

Cheapest car insurance for an 18yr old with 1 yr no claims?

Cheapest car insurance for an 18yr old with 1 yr no claims?

 

 

Is a saturn sky a sports car?

im a 17 year old boy, looking for a car, heard the sky is a fun and really cool car. But since im 17 and have school and what not i dont have time to for a job to pay for the ...show more

 

 

My husband and I are self employed, he is in heart faiure, our insurance premiums were 800 month, now doubled?

Our insurance premiums have doubled in fourteen months. This is the cost of my husbands insurance premium only. I have had to go with another insurance company. How can you force me to pay these premiums. It is literally causing us to go broke. I live in Texas and have found a high risk insurance pool that is still 1100 a month, and does not cover as much. How are you going to help people like us?????

 

 

Can a person that is temporarily non-UK tax resident to be the policy holder in her own car insurance policy?

In May this year , my wife got a job in a joint venture abroad. Her contract is for 3 years after which she will return home Due to obvious reasons , for the above period she is a non-UK tax pay resident. The insurance policy of the car she is the owner and policy holder of is about to expire very soon. Is she legally allowed to renew her policy as main policy holder or not?

 

 

Whats the difference between liability insurance and full coverage? ugh im so confused!!!?

What is the difference between liability and full coverage? If you have just the minimum and get in a wreck will they pay for the car if its a total loss or is that for full coverage?

 

 

Car insurance how much am I going to pay for this?>?

Im wanting to buy a jeep, 200 jeep grand Cherokee its 4X4 and $3999. Its Black with leather seats. Very nice jeep. Id like to get it. Ive had my jeep in my boyfriends, stepdads Garage for almost a Year. They keep putting me off and I just Want to get my own thing. Im tired of borrowing there cars. The jeep I had thats in there shop is an old 1990 cherokee. and its was under my boyfreinds insurance All state. He says its expensive to get my own. I see quotes all over the place. Ive never been in a wreck nor have ever got a speeding ticket. Im responisbile have my own job. Im 23. Every time I bring up the fact that I want to just go to the dealership to get a car. He says Ill pay Alot becuase its a jeep and since its not all paid off I will be paying Alot. Im thinking about getting a loan. Ive got 700 in the bank right now. I dont have any lines of credit. I really need to know how much insurance for Good insurance will it be. I have no clue what anything is with insurance policys or what. Just clue me in. PLease. thanks

 

 

Car Insurance?

How much would it cost to insure a red 2007 new beetle+hatchback?

 

Auto insurance listed driver question?

My question is as follows: What is the difference between me allowing someone to drive my car and me having someone listed as a second driver on my insurance policy when it comes to an accident. What are the differnces in the two situations at the time of an accident claim being filed? I know if the person I let drive my car had no fault in the accident, my rate wouldn't go up if I settle with my own insurance company. But if its the person who is driving my car's fault, are my insurance premiums affected? If yes, then what is the difference in not having the person listed at all and still making a claim through my own insurance. I ask because I am thinking of putting my girlfriend who drivers my car sometimes listed as a driver on the policy. Would this protect me or my premiums in anyway in case of an accident compared to not having her listed at all?

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